Committees
Committees consisting of representatives from member banks were established to give deeper and more comprehensive institutional dimension for the activities and functions of the association. This also allows for greater participation from all members of the association to enable the association of perform its functions. There are currently fifteen permanent committees as listed below across various banking domains and ad hoc committees are also established on a need basis.
Committee List
AML and Compliance Committee
Asset & Wealth Management
Treasurers Committee
Retail & Investment Banking Committee
Cyber Security Committee
Human Resources committee
International Standard Committee
Islamic Banking Committee
Legal Framework Committee
Credit Risk Management
Sustainable Finance Committee
Business Continuity
Digitalization Committee
Communications & Marketing committee
Technical Sharia Standards Review
AML and Compliance Committee
AML & Compliance
| No | Name | Title | Bank | Designation |
| 1 | Balu Ramamurthy | Head – Compliance & AML | Ithmaar Bank | Head |
| 2 | Abeer Al Shehabi | Chief Compliance Officer | HSBC | Deputy |
| 3 | Ahmed Radhi | Compliance Manager and MLRO | BOK International | Member |
| 4 | Ajeet Dawani | Head FCC – Bahrain & Middle East | SCB | Member |
| 5 | Alaa Al Hamad | Chief Compliance & Regulatory Affairs | Ila Bank | Member |
| 6 | Ali Al Khaja | Head of Compliance & MLRO | Al Salam Bank | Member |
| 7 | Ali Al Mahmood | Assistant Manager – Compliance Department | KFH | Member |
| 8 | Bader Isa Alshetti | Senior Manager – MLRO & Head of Compliance | Al Baraka Islamic | Member |
| 9 | Boby Antony Joseph | Head of Compliance & MLRO | State Bank of India | Member |
| 10 | Faisal Jamil | Head of Compliance | Habib Bank | Member |
| 11 | Fajer Sami Al Busmait | Head of Compliance | KHCB | Member |
| 12 | Hisham Khattab | VP – Country Head of Compliance & MLRO | Arab Bank | Member |
| 13 | Luay Yaqoob Seyadi | Head – Banking Operations | Ithmaar Bank | Member |
| 14 | Mahmood Muslim | Head of Compliance & MLRO | Credimax | Member |
| 15 | Maryam Kamal | Compliance Manager | Benefit | Member |
| 16 | Mohammed Juma | Head of Compliance & AML | SICO | Member |
| 17 | Nabeela Janahi | AML Consultant | GIB | Member |
| 18 | Nader Mahmood | Senior Vice President – Group Head of Compliance & MLRO Mgt. | ABG | Member |
| 19 | Nadine Al-Shirawi | Head of Compliance and MLRO | BBK | Member |
| 20 | Pieter Vos | Group Head of Financial Crime Compliance | Bank ABC | Member |
| 21 | Rana Qamber | Group Chief Compliance Officer | NBB | Member |
| 22 | Ravi Mehra | Group Head of Compliance | AUB | Member |
| 23 | Rohit Abbey | VP – Regulatory Affairs & Chief Compliance Officer | AMEX | Member |
| 24 | Warif Kanaan | Chief Country Compliance Officer | Citibank | Member |
| 25 | Zahra Qassim | Customer Expireance & Process and Governance | BisB | Member |
| 26 | Naeema Hasan Taheri | Chief Compliance Officer | BisB | Member |
| 27 | Zoe Karali | Head CFCC – Bahrain & Middle East | SCB | Member |
Asset & Wealth Management
Asset & Wealth Management
| No | Name | Title | Bank | Designation |
| 1 | Abdulhadi Shahadah | Head of Asset Management, GIB Capital | GIB | Head |
| 2 | Ali Qassim | Head of Private Banking | Al Salam Bank | Deputy |
| 3 | Ahmed Abdulla | Head of Premier and Seef Branch | HSBC | Member |
| 4 | Amal Alrayes | Head of Products and Administration Unit – Wealth Mgt | KFH | Member |
| 5 | Christoph Geidner | Consumer Busiess Head | Citibank | Member |
| 6 | Hussam Saif | AGM – Treasury & Investments | KHCB | Member |
| 7 | Karim El SHERIF | Senior Portfolio Manager | Bank ABC | Member |
| 8 | Sajan Hussain | General Manager, Affluent Banking Consumer, Private and Business Banking – Bahrain | SCB | Member |
| 9 | Maysan Almaskati | Head – Asset Management | Ithmaar Bank | Member |
| 10 | Mohamed AlRayes | Head of Investment and Private Banking | BBK | Member |
| 11 | Naseema Haider | Head – Private Banking | AUB | Member |
| 12 | Raghavendra S H | Asst. Vice President (NRI Services) | State Bank of India | Member |
| 13 | Salman AlSairafi | Head of Global Makets | SICO | Member |
| 14 | Shakeel Sarwar | Head of Equity Asset Management | SICO | Member |
Treasurers Committee
Treasurers Committee
| No | Name | Title | Bank | Designation |
| 1 | Mazen Ladki | Head of Corporate Treasury | Bank ABC | Head |
| 2 | Roomi Siddiqui | Head, Treasury Markets – Middle East | SCB | Deputy |
| 3 | Bassam AlAli | Head of Treasury | AUB | Member |
| 4 | Eduard Smiesko | Head of Client Solutions Desk | GIB | Member |
| 5 | Faizan Alam Farooqui | Manager Treasury – Retail & Wholesale | Habib Bank | Member |
| 6 | Hamad Al Bassam | Assistant Manager – Treasury & Capital Markets | KFH | Member |
| 7 | Hisham Al Kurdi | Chief Executive Corporate | NBB | Member |
| 8 | Hussain A.Haq | Head of Treasury & Capital Markets | Al Salam Bank | Member |
| 9 | Hussain Najati | Head of Treasury | SICO | Member |
| 10 | Hussain Toorani | Head of Treasury | BBK | Member |
| 11 | Hussam Saif | AGM – Treasury & Investments | KHCB | Member |
| 12 | Mahmood Radhi | Head of Treasury | BOK | Member |
| 13 | Mohamed Ali Qudrat | Senior Manager – Head of Treasury | Al Baraka Islamic | Member |
| 14 | Rashid Fikri | Head – Treasury | Ithmaar Bank | Member |
| 15 | Sara Abdulhadi | Group Chief Investment and Treasury Officer | GIB | Member |
| 16 | Suhail Tohami | Senior Vice President – Head of Treasury & Investments | ABG | Member |
Retail & Investment Banking Committee
Retail & Investment Banking Committee
| No | Name | Title | Bank | Designation |
| 1 | Hamed Mishal | Head of retail Banking | KFH | Head |
| 2 | Shafaq Alkooheji | Head-Payment services | Benefit | Deputy |
| 3 | Ali Khalil Alderzi | Senior Manager – Head of Branches | Al Baraka Islamic | Member |
| 4 | Ameera Al Abbasi | Head of Retail Banking | KHCB | Member |
| 5 | Faisal Hamed Al Abdulla | Acting Head of Retail Banking | BisB | Member |
| 6 | Dr. Adel Salem | GM Retail | BBK | Member |
| 7 | G S Pallavi | Vice President (Retail Banking) | State Bank of India | Member |
| 8 | Kunal Varma | Head, Consumer, Private, Business Banking – Bahrain & Middle East | SCB | Member |
| 9 | Mohammed Buhijji | Head of Retail Banking | Al Salam Bank | Member |
| 10 | Nada Tarada | Head of Business | ila Bank | Member |
| 11 | Subah Al Zayani | Chief Executive – Retail Banking | NBB | Member |
| 12 | Talal Ahmed | Area Manager, Retail Banking | GIB | Member |
| 13 | Wissam Al Hadad | Head of Investment Banking & Real Estate | SICO | Member |
| 14 | Ali Khunji | Head of WPB & GPB Market Head Bahrain | HSBC | Member |
Cyber Security Committee
Cyber Security Committee
| No | Name | Title | Bank | Designation |
| 1 | Ali Almajed | Group Chief Information Security Officer | NBB | Head |
| 2 | Ali Khalfan | Head of Information Security | Al Salam Bank | Deputy |
| 3 | Ahmed Samahiji | Manager IT | Habib Bank Ltd. | Member |
| 4 | Ali Beshra | Head of Information Security & Risk Management | Benefit | Member |
| 5 | Shibu P S | Chief Information Security Officer | AMEX | Member |
| 6 | Hassan Muhi | Operational Risk and Information Security Assistant Manager | KFH | Member |
| 7 | Hemantha Wijesinghe | CTO | Al Salam Bank | Member |
| 8 | Jose George | Head of Information Security | GIB | Member |
| 9 | Khalid Waheed Abdulla | Chief Information Security Officer | Al Baraka Islamic | Member |
| 10 | Mahmood Al Radhi | Head of IT | Arab Bank | Member |
| 11 | Mohamed Jamsheer | First Vice President – IT | ABG | Member |
| 12 | Mohamed Malalla | Information Security Manager | Ila Bank | Member |
| 13 | Mohammed Ibrahim | Head of Information Technology | SICO | Member |
| 14 | Nelson Villate | Group Chief Information Security Officer | Bank ABC | Member |
| 15 | Rashid Hidayat | Business Information Security Officer | Citibank | Member |
| 16 | Salman Abdulla | Head of Information Technology Dept | Credimax | Member |
| 17 | Samer Hanna | Chief Risk Officer, Middle East | SCB | Member |
| 18 | Shakeel Shaikh | Head – Information Security | AUB | Member |
| 19 | Vipin Vidhyadharan | Asst. Vice President (Systems) | State Bank of India | Member |
| 20 | Sadiq Jassim | Head of IT | HSBC | Member |
| 21 | Ahmed Buqais | Head – IT | Ithmaar Bank | Deputy |
Human Resources committee
Human Resources committee
| No | Name | Title | Bank | Designation |
| 1 | Dana Buheji | Group Chief Human Resources | NBB | Head |
| 2 | Tahera Al Alawi | Assistant Vice President, HR & Administration Manager | Mashreq Bank | Deputy |
| 3 | Abdulla Suwaileh | Senior Manager – Head of Human Resources & Administration | Al Baraka Islamic | Member |
| 4 | Adel Al Abbasi | Head of HR & Administration | Bank ABC | Member |
| 5 | Afnan Ahmed Saleh | Chief of Human Resources & Admin | BisB | Member |
| 6 | Dana Al Mahal | HR Generalist | Ila Bank | Member |
| 7 | Enas Rahimi | Head – HR | Ithmaar Bank | Member |
| 8 | Fareed Khan | Head of Human Resources | Habib Bank Ltd. | Member |
| 9 | Fatema Ahmed Al Binali | Head of Human Resources | KHCB | Member |
| 10 | Hawra A Murad | Country Head of Human Resources | HSBC | Member |
| 11 | Helen Lloyd | Chief Human Resources Officer | GIB | Member |
| 12 | Krishna Kant Sharma | Asst. Vice President (HR & CFO) | State Bank of India | Member |
| 13 | Latifa Khalfan | Head of Human Resources | Credimax | Member |
| 14 | Muna Al Balooshi | Head of HR & administration | Al Salam Bank | Member |
| 15 | Nacira Frdjoukh | Head of Human Resources | Citibank | Member |
| 16 | Najwa Al Ahmed | Department Head – Human Resources | BBK | Member |
| 17 | Ruth Simuyemba | Head of Human Resources – Bahrain | SCB | Member |
| 18 | Salah AlAwadhi | Head of HR & Administration | Benefit | Member |
| 19 | Sara Zainalabedin | Head of HR | KFH | Member |
| 20 | Sunil Zacharia | Group Head – Compensation & Benefits | AUB | Member |
| 21 | Lina Alhaj | Executive Assistant | BoK International | Member |
| 22 | Hend Mohamed Mahmood | Chief Human Resources Officer | BDB | Member |
International Standard Committee
International Standard Committee
| No | Name | Title | Bank | Designation |
| 1 | Aman Ullah Khan | Head of Finance & Administration | KHCB | Head |
| 2 | Layla Alqassab | Chief Financial Officer | Benefit | Deputy |
| 3 | Asif Saherwala | Group Head of Financial Control | GIB | Member |
| 4 | Anand Narayan | Group Head-Credit Risk & Credit Operation | AUB | Member |
| 5 | Ewan Stirling | GM- International Banking | BBK | Member |
| 6 | Gaby El Hakim | Group Chief Legal Officer | NBB | Member |
| 7 | Krishna Kant Sharma | Asst. Vice President (HR & CFO) | State Bank of India | Member |
| 8 | Mahmood Taheri | Head Financial Accounting & Reporting | BBk | Member |
| 9 | MN Ramkumar | Group Chief Accountant | Bank ABC | Member |
| 10 | Mohammed Arooj | Senior Manager, Financial Control | KFH | Member |
| 11 | Saqib Mustafa | Head – Financial Control | Ithmaar Bank | Member |
| 11 | Shaikha Tareef | CFO – Bahrain & Middle East | SCB | Member |
| 12 | Shaikha Tareef | CFO – Bahrain & Middle East | SCB | Member |
| 13 | Shyam Krishnan | Chief Financial Officer | SICO | Member |
| 14 | Yousif Ebrahim | CFO | Al Salam Bank | Member |
| 15 | Zahra Jamali | Chief Finance Officer | Citibank | Member |
Islamic Banking Committee
Islamic Banking Committee
11Moahmmed SalemIslamic Business Development and Sharia ReviewerBBKMember| No | Name | Title | Bank | Designation |
| 1 | Amal Saif Ahmed | Islamic Finance Manager | BisB | Head |
| 2 | Rashid Alkhan | Senior Manager, Head of Wealth Management | KFH | Deputy |
| 3 | Ahmed Murad | Head of Corporate Banking | Al Salam Bank | Member |
| 4 | Ameer Abdul Ghani Shabaan | Chief Financial Control | BisB | Member |
| 5 | Duaij Khalifa Abulfath | Senior Manager – Head of Internal Sharia Audit | Al Baraka Islamic | Member |
| 6 | Ebrahim Khalil Jassim | Head – Commercial & FI | Ithmaar Bank | Member |
| 7 | Hamad Buchiri | Head, Royal Family Unit & Islamic Banking | SCB | Member |
| 8 | Iftikhar Ali | Deputy Head of Islamic Banking ＆ Deputy Managing Director | Bank ABC | Member |
| 9 | Imad Ali | Chief Executive Officer | Citi Islamic Inv’t Bank | Member |
| 10 | Jawad Abdulhadi Humaidan | Head of Corporate Banking | BisB | Member |
| 12 | Mohammed Al-Mahmood | First Vice President – Head of Internal Sharia Audit | ABG | Member |
| 13 | Rauf Ahmed | Head of Shariah Compliant Banking | GIB | Member |
| 14 | Sh. Abdulnasser Al Mahmood | Head of Sharia’a Coordination & Implementation | KHCB | Member |
| 15 | Wajid Khan | Group Head-Corporate Banking | AUB | Member |
| 16 | Ahmed Darwish | Chief Executive Officer | BOK International | Member |
| 17 | Mohammed Behzad | Shari’a Officer & SSB Secretary | Citi Islamic Inv’t Bank | Member |
Legal Framework Committee
Legal Framework Committee
| No | Name | Title | Bank | Designation |
| 1 | Deena Alhilli | Head, Legal – Bahrain | SCB | Head |
| 2 | Qassim Taqawi | General Counsel | Al Salam Bank | Deputy |
| 3 | Abdelkhalig Shaib | Counsel and Board Secretary, Group Legal | Bank ABC | Member |
| 4 | Eman Ali | Senior Manager – Legal Department | KFH | Member |
| 5 | Fasih Khan | Assistant General Counsel | Citibank | Member |
| 6 | Fatema Mufeez | Head – Legal | Ithmaar Bank | Member |
| 7 | Federica Piazza | Regional Head of Regulatory Affairs | AMEX | Member |
| 8 | Hisham Al Wazeer | Legal Counsel | BBK | Member |
| 9 | Manar Saleh | Legal & Corporate Secretary | Benefit | Member |
| 10 | Mashael Ebrahim Matar | Senior Legal Counsel – Legal | NBB | Member |
| 11 | Mirna M. ElAchkar | Regional Head of Legal Services | AUB | Member |
| 12 | Ramnath Narayanan | Head of Legal | GIB | Member |
| 13 | Shaikha Ahmed | Senior Legal Manager | KHCB | Member |
| 14 | Simone Del Nevo | Head of Legal Affairs | SICO | Member |
Credit Risk Management
Credit Risk Management
| No | Name | Title | Bank | Designation |
| 1 | Amit Yashpal | Executive Manager – Head of Risk Management Group | KFH | Head |
| 2 | Huda Faisal Janahi | Head of Risk Management | Bahrain Credit | Deputy |
| 3 | Abdulkarim Al Zakari | Chief Risk Officer | KHCB | Member |
| 4 | Abeer Albinali | Head of Risk Management | Eskan Bank | Member |
| 5 | Abhik Goswami | Group Chief Risk Officer | BBK | Member |
| 6 | Ahmed Askar | Head of Credit Reviews | BBK | Member |
| 7 | Ali Ehsan | Chief Credit Officer | NBB | Member |
| 8 | Anand Narayanan | Group Head – Credit Risk and Credit Operations | AUB | Member |
| 9 | Arun Hari | Group Chief Credit Officer | GIB | Member |
| 10 | Charles Gill | Chief Transformation Officer | AFS | Member |
| 11 | Ebrahim Mashal | Deputy Chief Risk Officer | BBK | Member |
| 12 | Kamran Hussain | Chief Risk Officer | Al Baraka Islamic Bank | Member |
| 13 | Latifa Hamad Al Mutawa | Head, Bahrain Credit Reference Bureau | Benefit | Member |
| 14 | Munther Jbara | VP – Credit – Bahrain | Arab Bank | Member |
| 15 | Nada AlBastaki | Manager – Risk Dept | BisB | Member |
| 16 | Thomas Beleoken | Vice President  – Credit & Risk Management | Al Baraka Banking Group | Member |
Sustainable Finance Committee
Sustainable Finance Committee
| No | Name | Title | Bank | Designation |
| 1 | Noora Al Nusuf | Head Corporate Affairs & Brand & Marketing – Bahrain & ME | SCB | Head |
| 2 | Venetia Bell | Group Chief Sustainability Officer | GIB | Deputy |
| 3 | Ahmed Burashid | Head of Corporate Banking & Debt Capital Markets | KHCB | Member |
| 4 | Maha Juma | Head of Client Coverage Commercial Banking | HSBC | Member |
| 5 | Ameera Al Abbasi | Head of Business Banking | KHCB | Member |
| 6 | Anthony Williams | VP, Risk Governance and Analytics | Bank ABC | Member |
| 7 | Dana Buheji | Chief Sustainable Officer | NBB | Member |
| 8 | Saba Alawi Alhashemi | Officer  – Social & Sustainable Finance | ABG | Member |
| 9 | Hanadi Araik | Corporate Communications Manager | GIB | Member |
| 10 | Hisham Al Kurdi | Chief Executive Corporate | NBB | Member |
| 11 | Mazar Jalal | Deputy COO | Al Salam Bank | Member |
| 12 | Redha Ali | Group Head- Corporate Banking | AUB | Member |
| 13 | Vipul Modi | Department Head – Credit Advisory Services, Corporate Banking | BBK | Member |
| 14 | Wissam Al Hadad | Head of Investment Banking & Real Estate | SICO | Member |
| 15 | Yaqoob Alhammar | Assistant Supervisor, Corporate Banking Group | KFH | Member |
| 16 | Zied Jalali | Head of Structured Finance | NBB | Member |
| 17 | Zeeba Askar | Head of Banking and Finance | BIBF | Member |
Business Continuity
Business Continuity
| No | Name | Title | Bank | Designation |
| 1 | Mohamed Hammad | Group Head of Business Continuity | NBB | Head |
| 2 | Mohamed Malalla | Information Security Manager | Ila Bank | Deputy |
| 3 | Abdulkarim Al Zakari | Chief Risk Officer | KHCB | Member |
| 4 | Ahmed Janahi | Head – Risk Management | Ithmaar Bank | Member |
| 5 | Abdulla Mohammed Naqi | Business Continuity Manager | NBB | Member |
| 6 | Anantha Narayanan | Chief Operating Officer | SICO | Member |
| 7 | Ayman Jasim Mohamed | Manager – Risk Management (Complaints Officer) | Al Baraka Islamic | Member |
| 8 | Ebrahim AlShakhoori | Head of Property, Middle East | SCB | Member |
| 9 | Eyad Omar | Country Operational Risk Manager | Arab Bank | Member |
| 10 | Hassan Muhi | Operational Risk and Information Security Assistant Manager | KFH | Member |
| 11 | Ismail Mokhtar | Group Chief Operating Officer | Bank ABC | Member |
| 12 | Krishnan Hariharan | CRO | Al Salam Bank | Member |
| 13 | Mohamed Bucheeri | Head of IT Operations | BBK | Member |
| 14 | Mohammed Amin | Citi Security and Investigative Services Head | Citibank | Member |
| 15 | Reyadh AlMearaj | AGM-IT | Benefit | Member |
| 16 | Salman Abdulla | Head of Information Technology Dept | Credimax | Member |
| 17 | Samir M Rabadi | Chief Operating Officer | HSBC | Member |
| 18 | Vijay Kumar Soni | Vice President (Operations & Services) | State Bank of India | Member |
Digitalization Committee
Digitalization Committee
| No | Name | Title | Bank | Designation |
| 1 | Dr. Yousif Almas | Group Chief Innovation Officer | Bank ABC | Head |
| 1 | Ahmed Al Mehri | Senior Manager | Benefit | Member |
| 2 | Ali AlMeshal | Head of Digital Business Innovation | Credimax | Deputy |
| 3 | Ahmed Al Mehri | Senior Manager | Benefit | Member |
| 4 | Ali Ghuloom | Head of Digitization | NBB | Member |
| 5 | Anantha Narayanan | Chief Operating Officer | SICO | Member |
| 6 | Dilshad Majeed | Technology Head | Citibank | Member |
| 7 | Dr Wajeeha Awadh | Chief Digital Officer | Baraka Group | Member |
| 8 | Eyad Alabbasi | Head of Digitalization & Card Center | Al Baraka Islamic | Member |
| 9 | Jeb Million | VP – Chief Information & Digital Officer | AMEX | Member |
| 10 | Khaled Abi Khalil | Chief Operating Officer, Bahrain & Middle East (Excluding UAE) | SCB | Member |
| 11 | Marwan Alsabbagh | Head of IT | KFH | Member |
| 12 | Mohammed Al Shehabi | Head of Innovation | Al Salam Bank | Member |
| 13 | Mohammed Ibrahim | Head of Information Technology | SICO | Member |
| 14 | Mohamed Al Qassab | Head of Digital Experience | Ila Bank | Member |
| 15 | Samih AbuTaleb | Group Head- Information Technology | AUB | Member |
| 16 | Vidhu Mittal | Head of IT Development | BBK | Member |
| 17 | Vikas Sethi | Acting Chief Digital Officer | GIB | Member |
| 18 | Vipin Vidhyadharan | Asst. Vice President (Systems) | State Bank of India | Member |
Communications & Marketing committee
Communications & Marketing committee
| No | Name | Title | Bank | Designation |
| 1 | Adel Al-Kooheji | PR & Corporate Communication Manager | Benefit | Head |
| 2 | Mahmood Qannati | Head of Marketing & Communications | Al Salam Bank | Member |
| 3 | Nadeen Oweis | Head of Corporate Communications | SICO | Member |
| 4 | Noora Al Nusuf | Head Corporate Affairs & Brand & Marketing – Bahrain & ME | SCB | Member |
| 5 | Raghavendra S H | Asst. Vice President (NRI Services) | State Bank of India | Member |
| 6 | Subah Al Zayani | Head of Marketing & Corporate Communications | KHCB | Member |
| 7 | Hanadi Araik | Corporate Communication Specialist | GIB | Member |
| 8 | Lina Alhaj | Executive Assistant | BoK International | Member |
| 9 | Rafa Kaddoura | Department Head – Corporate Communication | BBK | Member |
| 10 | Mohamed Zainal | Digital Media Director | GFH Financial Group | Member |
| 11 | Abdulla Abuidrees | Head of Marketing & Acquisition | Ila Bank | Member |
| 12 | Greta Madgwick | Head of Communications Qatar and International Markets | HSBC | Member |
Technical Sharia Standards Review
Technical Sharia Standards Review
| No | Name | Title | Bank | Designation |
| 1 | Sh. Isa Al Duwaishan | Executive Manager – Head of Shari’a Dept | KFH | Head |
| 2 | Dr. Mohammed Arbouna | Head of Sharia’a Compliance | Al Salam Bank | Deputy |
| 3 | Dr. El Tigani Mohammed | Vice President Sharia Officer – Secretary of the Unified Sharia Board | ABG | Member |
| 4 | Hamad Farooq Al Shaikh | Head of Sharia Coordination & Implementation | BisB | Member |
| 5 | Imad Ali | Chief Executive Officer | Citi Islamic Inv’t Bank | Member |
| 6 | Mohamed Abderrezak | Group Sharia Compliance Officer | Bank ABC | Member |
| 7 | Mohamed Al Najjar | Senior Manager-Financial Planning & Control | AUB | Member |
| 8 | Mohammed Behzad | Shari’a Officer & SSB Secretary | Citi Islamic Inv’t Bank | Member |
| 9 | Mohammed Jassim | Sharia Officer & Secretary of the Sharia Supervisory Board | Al Baraka Islamic | Member |
| 10 | Mohammed Salem | Islamic Business Development and Sharia Reviewer | BBK | Member |
| 11 | Nawaf Al Hosani | Head of Internal Sharia’a Audit | KHCB | Member |
| 12 | Ahmed Al-Assas | Internal Shariah Reviewer | GIB | Member |
| 13 | Sh. Adel Al Marzooqi | Head – Sharia Compliance | Ithmaar Bank | Member |
| 14 | Tariq Mufareh | Manager – Internal Shari’a Audit | KFH | Member |
Terms of Reference
Purpose
The purpose of the committees is to assist BAB Board of Directors, CBB and others entities in matters related to the banking industry or the economic conditions in the Kingdom of Bahrain, GCC and internationally.
Committees Framework
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Each Committee formed shall be for the term of the Board of Directors.
Whenever possible, a member bank’s representative is expected to be first
executive and the most senior in the domain. Special permission may be
given for the Deputy/second person in rank and on exceptional basis if
justified.
Nomination and change of representatives on the committees will have to
be initiated by CEOs/GMs of the member banks and sent to BAB for
consideration and confirmation.
Minimum number of a committee should not be less than eight.
Committees may have substitute members to be invited for meetings if it is
expected that other members may not attend.
Each committee shall elect the Head, his Deputy and Secretary in the first
meeting.
A Member bank representative must attend meetings in person. In
exceptional cases, a representative may delegate another person from the
same institution provided that no delegation is allowed for two consecutive
meetings.
Attendance of meeting is mandatory; members of the committee may attend
by conference call, or video call. Unless justified, should a representative
miss three committee meetings, he/she will lose seat, and member bank may
lose representation on the committee.
A Committee will meet at least four times a year and whenever necessary.
A simple majority of member banks representatives’ attendance shall
constitute a quorum for meetings. However, a meeting shall not be cancelled
if the quorum has not been satisfied and some of the members have attended.
Decisions made by the committee member must be by 2/3 majority vote of
the present members in the meeting; in case of a tied vote the Head will have
the deciding vote.
Once finalized and agreed by the member banks representatives of the
committee, minutes of the meetings and resolutions shall be presented to
BAB within 10 business days from the meeting date.
committee, minutes of the meetings and resolutions shall be presented to
BAB within 10 business days from the meeting date.
Meeting’s deliberations, papers and documents, and minutes are strictly
confidential. Statements to the media by committees’ deliberations and
activities are restricted to BAB only.
Coordination and cooperation of committees are encouraged and
emphasized. Joint sub committees may be formed, whenever necessary, to
address specific issues of common concern.
Committees’ engagement with Central Bank and external parties should be
coordinated and done through BAB. BAB’ CEO shall attend meetings, if
needed. Any committees’ communication to the CBB or external parties
must be addressed through BAB.
In coordination with BAB, the committee may invite subject matter experts,
professionals, academics and institution of high profile if necessary to the
meeting for consultation and knowledge and experience sharing.
The meeting shall be convened and the minutes or decisions of the meeting
shall be resent to the members for their approval.
The Committee shall work under the direct supervision of BAB.
Any study, report or recommendation approved by the Committee shall be
submitted to BAB Chief Executive Officer in order to be presented to the
Board of Directors or the CBB or any other regulatory authority.
Governance and Reporting
Secretary
The elected Heads of committees should assign a secretary from their institutions to be responsible for preparing and distributing the minutes which shall be presented for the BAB for perusal.
